Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder gave exemplary service through what became a very lengthy Equity Release mortgage application. We had many difficulties mostly from poor legal advice but every time Richard rose to the challenge and found an answer to each and every problem. He must have put many hours of work into our application but always tried to appear upbeat and positive which gave us confidence. We are happy he was our financial adviser and not sure anyone else could have got the job done!"
Anne Pope
Equity release, often called a ‘lifetime mortgage’, lets you unlock the tax-free cash tied up in your home without needing to sell or move. You can either borrow against your home’s value or sell part or all of it in exchange for a lump sum or a regular income. Some plans even allow you to withdraw more funds later if needed. It’s available to homeowners aged 55 and over, whether you own your home outright or have a mortgage (which can be paid off using equity release funds).
Yes, equity release is regulated by the Financial Conduct Authority (FCA), ensuring your interests are protected. As proud members of the Equity Release Council, we adhere to strict standards to safeguard our customers. With a lifetime mortgage, we guarantee that neither you nor your estate will ever owe more than the sale price of your home, provided it’s sold for the best price reasonably obtainable.
The money you release is yours to use however you wish. You could renovate your home, clear outstanding debts, treat yourself to a new car, or simply enjoy peace of mind knowing your retirement is more secure. The possibilities are entirely up to you.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Gloucestershire, we specialise in offering personalised advice for mortgages and equity release. With years of expertise, we’re here to help you make informed decisions about your financial future. Whether you’re considering unlocking the value of your home or need guidance on finding the right mortgage, our friendly and professional team is ready to assist.
Our aim is to help you achieve financial security with tailored solutions and support every step of the way.
With a caring approach and expert knowledge, we’re dedicated to helping you create a brighter and more stable future.
We search through numerous plans to find the one that fits your needs perfectly.
We handle all the paperwork and admin, so you don’t have to.
Our reputation is built on reliable advice and exceptional service, giving you peace of mind at every stage.
Here’s what to expect when you work with us for equity release, if you live in Gloucestershire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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